Digital: how to choose the right technologies at the right time

the right technologies at the right time

What is of prime importance in the digital transformation? The right speed of execution…as a result, it is important to identify and test the best technologies at the right time, integrate them into business processes at the right pace and with enough agility to apply some self-analysis… and start again. And one of the key elements of the digital transformation is to successfully transform technological innovations into innovations of use or business. Here is how, in my opinion, technological decision-makers must set about doing this. Continue reading

Platforms in the Digital Age: Payments building payment services

Payments Platforms

Payment platforms: The concept is nothing new. But in a world where payments go hand in hand with offer diversity and customer experience, this concept is taking on a new dimension. In the past, platforms have been indispensable to reduce costs thanks to their capacity to process large volumes using shared infrastructure, but, in the digital age, how will these industrial tools help banks, now more than ever, to be competitive? Let’s take a trip to the very heart of the platforms of the future. Continue reading

Connected objects: How to make an IoT project successful?

How to make an IoT project successful.

New uses and products, technological innovations and also new customer relationships, new economic models… The tidal wave of connected objects is inescapable. How should we deal with this revolution? Although the IoT (Internet of Things) creates growth and value, implementing such a project demands an approach that must be iterative, flexible and collaborative and which immediately takes into account the security requirements. Continue reading

Digital: why should decision-makers switch sides?

Digital: why should strategists switch sides?

Increasingly fast changes (market, competition, use, etc.). New emerging threats. Technologies offering ambitious opportunities … Before implementing a digital transformation project, a fresh phase of strategic view is required to (re)define a strategy according to the business objectives. And faced with these new challenges, decision-makers need to adopt a paradigm shift.
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The Payment Mix : an answer to the challenges posed by realtime operations

Mix payment

In the age of real-time, the customer can chose whether to pay by card, or directly with their IBAN, depending on their profile,the security offered and the cost. Looking beyond the full range of payment methods that banks have to offer, this is an opportunity for banks to provide enriched and attractive services, combining several different payment methods. Continue reading

Can simulation for decision support predict the future?

simulation for decision support

“The challenge in creativity is not to find new ideas but to abandon the old ones”.
Luc de Brabandere

Recently, scientists took some of the fundamental laws of physics, data on the formation of galaxies and images from the Hubble telescope, and created a simulation of our universe. The simulation has allowed them to study the makeup of dark matter and understand our universe in a much deeper way. One of the key results of the simulation has been the ability to make predictions based on observations. Continue reading