Technology: an enabler for microfinance institutions

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One way a microfinance institution can improve its effectiveness is to optimise Loan Officers’ work, given that they are at the heart of the institution’s activity. Furthermore, providing them with technical tools improves the institution’s geographical coverage, information collection by managers at a customer level, and even the rate at which high-risk customers repay their loan. Continue reading

Digital technology is finally as simple as it is powerful and promising!

LeDigitalAussiSimpleQuePuissantEtPrometteur_ENG

Digital technology is a topic that has been ubiquitous for the past few years and it has certainly not failed to make headlines as its impact, despite still not fully known, will transform our world.

In order to better understand why it has become so central and how it is probably behind the most major transformations ahead of us, but also to better understand the great simplicity of the concept. Here is our contribution to all the attempts at defining the term “Digital” and to putting its uses into perspective. Continue reading

Here’s the advantage that keeps Silicon Valley ahead of the world

Silicon Valley ahead of the world

Copyright – The Washington Post – March 31 2016 – By Vivek Wadhwa

A trait shared by the fastest growing and most disruptive companies in history — Google, Amazon, Uber, AirBnb, and eBay—is that they aren’t focused on selling products, they are building platforms. The ability to leverage the network effects of a platform is something that the technology industry learned long ago — and perfected. It is what gives Silicon Valley an unfair advantage over competitors in every industry; something that is becoming increasingly important as all information becomes digitized. Continue reading